From legendary personal finance expert David Bach (The Automatic Millionaire) and F master storyteller John David Mann (The Go-Giver), The Latte Factor tells the story of Zoey Daniels, a twentysomething professional living and working in New York City Zoey likes her job, and she's good at it-but no matter how hard she works, she still struggles to make ends meet under a growing burden of student loans and credit card debt. And she can't help wondering: Is this all there is to life?
Zoey cannot see any way off her endless treadmill-until one morning when she strikes up a conversation with Henry, the elderly barista at her favorite Brooklyn coffee shop. Over the next few days, as Henry reveals what he calls the "Three Secrets to Financial Freedom, Zoey discovers that there is more to his life story than meets the eye-and that by following the simple, proven path he describes, she truly can create the life she's always wanted.
From baby boomers who worry if they've saved enough for retirement, to millen- nials who are drowning in student loan debt, to Gen Zers who want to make smarter choices than the generations that have come before, The Latte Factor can help anyone, of any age, achieve financial independence. At once page turning and heartwarming. The Latte Factor is an inspiring story you can read in less than an hour, but its impact can last for a lifetime.